WHY YOUR MONEY DISAPPEARS (NO, IT’S NOT JUST INFLATION)
Let’s be honest. Living in Russia can feel like trying to hold water in your hands. One minute your wallet is full, and the next, you’re checking your bank app, asking yourself if you really spent all that money. Sure, inflation is real and your salary doesn’t just increase overnight. Surprisingly, there are other culprits […]
THE BATTLE BETWEEN MY WALLET AND SUPERMARKETS
I was looking at my cart and was wondering how I got here. I had bought so many things that I now needed to order a taxi. This was not the plan at all because I planned on buying just a few things and now I can barely even carry my purchases in one hand. […]
FRUGAL OR FOOLISH? THE FINE LINE BETWEEN SAVING AND SUFFERING
There was once a time in my life when I had money but I felt deprived of the things I wanted. I grew up in a household where saving was a must and even when I became an adult, it felt weird to enjoy. Even though I was spending on myself, I was overly focused […]
THE STRUGGLES OF SAVING- NEW YEAR, OLD ME
The other day someone on our WhatsApp contact list posted something and it was along the lines of ‘The money I am saving is saving me’. That statement hit hard because indeed the cycle of saving is like that: one moment you are proud of yourself for saving and the next, the purse is literally […]
DECEMBER WILL COME AND GO (‘detty’ doings and more)
Yooo, it’s the end of the year. We can all agree that 2024 flew by fast and the highlight of December is the festivities on every side, the thanksgiving celebrations, parties and get-togethers. As your favorite online padi, I am here to remind you that Detty December should not be equal to debt (gives side […]
A NOTE TO BORROWERS…
Today, we come in violence. Read to the end so that you will understand my plight. Oh, where do I even begin? Picture this: I’m casually scrolling through my WhatsApp, and what do I see? My “friend’s” status updates showcasing what seems like a never-ending stream of fun and food. And I’m left here fuming […]
IF YOUR MONEY COULD TALK: WHAT WOULD IT SAY ABOUT YOU
We have an interesting perspective on today’s article. If your money could express itself, what would it say about you? If the money in your account or purse could voice their opinions, what would they say about your way of life and spending, check out the categories below and see where you fall. Generous El-Shaddai- […]
ON TODAY’S EPISODE OF BLACK TAX
If like me, you’re not Gen Z, you are probably wondering what black tax is. I was also wondering what this term was after I saw it flying on social media a few months ago. After some digging, I understood what it was and I must say many people fall under this umbrella of black […]
ARE YOU FINANCIALLY STABLE?
Isn’t it wonderful– being able to afford whatever you need, pay your bills and even have some money left to save or invest as you please? To be financially stable simply means being able to meet up with all your needs comfortably and you have extra to set aside for emergency situations. The peace of […]
IMPULSE BUYING AND YOU
Are you the ‘I see it, I want it, I get it’ geng? Yes, you. Stay here, we’re talking to you. Or are you the ‘You only live once’ geng? We have one or two things or you. Impulse buying is the tendency to purchase things even without planning. Interestingly, quite a number of people […]
IS INVESTING FOR ME?
This isn’t another write-up on the best Ponzi schemes or a list of companies to invest in. It’s rather a guide to help you choose the right investment strategy from the numerous options available to you. I know you might be thinking you don’t have enough money to start investing, but hear me out: starting […]
NOT EVERY JOB IS YOURS, KNOW WHEN TO SAY NO
Sadly, many people who have so much potential, knowledge and education have found themselves stuck in jobs that don’t merit all they have to offer. Certain circumstances might push people into settling for whatever comes their way, even to their detriment. A job can be a clear red flag but because someone is desperately in […]
WHY E-SOLUTIONS IS THE BIGGEST MONEY EXCHANGER IN RUSSIA
We don come o. Gather around for premium gist. E-Solutions is already a household name in Russia (an award-winning brand) and for those of you who are wondering how and why, we are here to give you the gist. There’s a saying among foreigners in Russia- ‘You only need God and E-Solutions’ and this is […]
BUDGET (BUT FUN) DATE IDEAS IN RUSSIA: SAVE SOME MONEY
Let’s say you’ve finally met someone and you’ve decided to go on a date. But then you look around and see how every possible outing is potential billing and you don’t have that much money. How do you make sure you don’t spend out of your budget? Let’s make it work. Here at E-Solutions, we […]
WHAT WOULD YOU DO WITH ONE MILLION RUBLES?
I am one of those people who fantasise about just suddenly receiving a miracle money, about how it would change my life and how it would help me solve a lot of my issues. But looking back now, I can see a few times I actually received a large sum of money but as a […]
A HEARTFELT LETTER TO FIRSTBORNS AND BREADWINNERS
“Una good day o… I greet all my fellow firstborns and breadwinners, please if you are not in this category just dress back small. As a firstborn child, I had a front-row view of all the shege my family was going through. My dad lost his job when I was much younger and never seemed […]
MAKE MONEY DECISIONS YOUR CHILDREN WILL THANK YOU FOR
If you plan on having kids, come closer! Even if you don’t plan to have kids still read, you can glean a few principles that will help you somewhere somehow. One thing we can all agree with is that rich people plan for their future, and not only theirs but also their kids’. As a […]
ARE YOU ALWAYS STRUGGLING TO PAY BACK?
‘Adulthood na scam. You have to hustle to make a living 24/7. Nobody go ask if you don chop. Nobody send you free money. If you no get, na you sabi. Adulthood na scam.’ Maybe you don’t remember when you first borrowed money as an adult, but many of us have been in that situation […]
MONEY MUST MOVE- You Might Be Getting Poorer by the Day and Here’s Why!
“I want my money to be like a river, not like a pond.”– Lisa Sasevich, Inc. 500 business owner I was not the same after reading this quote, I came across it randomly in a friend’s gallery and kept pondering on it. Financially, I was doing okay at that time, my savings were intact. I […]
‘Billings’ Everywhere- Here’s How to Escape Fast…
Billings… At some point in time you have been billed when you even least expected it. Billings are those unexpected monetary responsibilities that come to spoil your plans. They sometimes leave you in regret and stressed out. They are expenses you never planned or foresaw, but somehow they manage to creep up on you. If […]
What to Consider as a Chronic Lender or Borrower Ft When You Should Actually Take Out a Loan
Some people keep borrowing money and then pray that their lender will somehow somehow forget about it… The topic of loans and borrowing is sometimes a touchy subject, due to the many experiences people have encountered, sentiments, and stereotypes. Most people have little or wrong knowledge about how loans work and how the money they’ve […]
HOW BULK BUYING CAN ACTUALLY SAVE YOU MONEY: TOP TIPS FOR YOU
“I walked into Auchan, praying that I get the best deals on my groceries this time. I always buy in bulk whether for my pastry business or my personal use. As I turned to the food aisle, I saw the familiar yellow and red tags indicating that there was a discount on some products. I […]
SAPA- MY PERSONAL PATH TO BEING BROKE
SAPA. A term used in Nigerian Pidgin English to describe a state of being extremely broke or poor, usually after spending extravagantly. The final stage of brokenness is where all hope is lost. A term to describe a state of being financially finished, without funds, naira less, bankrupt. Serious absence of purchasing ability. I laughed […]
How to Get Your Money Back from Debtors (Plus Extra Tips if You’re a Debtor Yourself)
Money is a touchy subject, especially when it comes to friends and family. It’s easy to lend someone money when they need it, but getting it back can be a different story altogether. They might just disappear- suddenly their phone number is unreachable, their social media activity is suspiciously silent, and they seem to have […]