A Debtor’s POV: I Want to Pay Back, But I Just Can’t

Never in a thousand years did I imagine that I was ever going to be in debt. Looking back now, I am immensely grateful for getting through that period. I went through some personal issues and needed urgent cash. Initially, I was sure that I was going to pay back, but I didn’t understand how […]

I Left Him, and I Regretted It—But Only for a While

“I’ve never really had money issues, partly because my parents supported me every step of the way. Then I met my now ex-boyfriend, who spoiled me, and money was simply never a concern. I was living comfortably and seriously considering settling down with him until I started noticing things I simply couldn’t keep up with. […]

MY CR*ZY EXPERIENCE WITH A SCAMMER IN RUSSIA

I have been hearing about scammers and how the number of internet fraud has soared recently. It is still a mystery to me how these scammers get numbers and personal details but that is a story for another time.  On this day I received a phone call, the person started with my full name, date […]

LOVE COST ME MY SCHOOL FEES

“This story I am about to share might sound juicy or unbelievable. Some of you might even think I was foolish. But me? I really thought I was never going to survive the hurt and pain I went through that period of my life. I was in my first year of university, and as a […]

WHY YOUR MONEY DISAPPEARS (NO, IT’S NOT JUST INFLATION)

red and green neon light signages on building at nighttime

Let’s be honest. Living in Russia can feel like trying to hold water in your hands. One minute your wallet is full, and the next, you’re checking your bank app, asking yourself if you really spent all that money. Sure, inflation is real and your salary doesn’t just increase overnight. Surprisingly, there are other culprits […]

IF IT SOUNDS TOO GOOD TO BE TRUE- RUN!

We don come again o, ladies and gentlemen, and today’s sermon is “Thou shalt not give thy life savings to suspicious investment apps or platforms. On a more serious note, just recently we saw some sad stories concerning another scheme people fell for- CBEX. A lot of people joke about it and some can even […]

THE BATTLE BETWEEN MY WALLET AND SUPERMARKETS

A city street at night with lights reflecting off of the wet pavement

I was looking at my cart and was wondering how I got here. I had bought so many things that I now needed to order a taxi. This was not the plan at all because I planned on buying just a few things and now I can barely even carry my purchases in one hand. […]

HE TOLD ME “FORGET IT”— MY TERRIBLE EXPERIENCE AS A FREELANCER IN RUSSIA

Recently, there has been a discussion on the E-Solutions page about people who render services or lend money, only to be met with excuses when it’s time for repayment. The infamous line, “Is it because of this small amount that you’re disturbing me?” has been used time and again. Today, we share a story of […]

GROWING A SUCCESSFUL HOTEL BUSINESS AFTER MOVING BACK TO NIGERIA

an aerial view of a stadium with a bus on the road

Today’s episode is an interview with an Odogwu who left Russia and moved back to Nigeria to start a thriving hotel business. We are discussing his story, his work, how he moved from Russia to Nigeria, and how he currently runs this hotel business in Nigeria. Can you just give us a brief story of why […]

STRESS– AN UNOFFICIAL PART OF ADULTHOOD 

silhouette of a person sitting in front of a laptop

You will agree with me that indeed adulting comes with a special package of stress. I think daily you receive at least 2 packs of stress. I can’t explain it but it seems everything is automatically programmed to go the way you don’t want it to. From the moment you wake up to the sound […]

MY SHIPPING WOES AS A FOREIGNER IN RUSSIA

My eyes have seen plenty things in this country sha… Today is for shipping and logistics companies that work with foreigners in Russia– and for those people who like to think they are special because they travel to and fro African countries every other week. I understand that some situations are unavoidable when dealing with […]

FRUGAL OR FOOLISH? THE FINE LINE BETWEEN SAVING AND SUFFERING

a man holding a wallet in his pocket

There was once a time in my life when I had money but I felt deprived of the things I wanted. I grew up in a household where saving was a must and even when I became an adult, it felt weird to enjoy. Even though I was spending on myself, I was overly focused […]

SITES YOU CAN USE TO SECURE REMOTE JOBS 

grayscale photo of person using MacBook

If you have read any of our previous articles, then you can probably already know some tips for finding a good remote job while living in Russia and you might have seen our stories on how to land a professional well-paying tech job in Russia. In today’s article we are looking at sites where you […]

THE STRUGGLES OF SAVING- NEW YEAR, OLD ME

The other day someone on our WhatsApp contact list posted something and it was along the lines of ‘The money I am saving is saving me’. That statement hit hard because indeed the cycle of saving is like that: one moment you are proud of yourself for saving and the next, the purse is literally […]

COUNTRIES WHERE YOU CAN GET CITIZENSHIP BY BUYING PROPERTY

gold and silver desk globe

They said that 2025 is for doing big things, we are not waiting for opportunities to come, we are going to meet opportunities. If you’re considering a big move this year and in the coming years, we have good news for you! With that being said, let’s jump into this juicy topic. Quite a number […]

I THINK 2024 WAS MY LUCKY YEAR 

man in black long sleeve shirt using macbook pro

As usual my people, we are here to give you gist from Russia and beyond. On today’s episode we have someone who feels he apparently had a lucky streak this year (when it comes to big money) and is scared of what the coming year holds. Let’s jump right into it.  How was 2024 for […]

DECEMBER WILL COME AND GO (‘detty’ doings and more)

Yooo, it’s the end of the year. We can all agree that 2024 flew by fast and the highlight of December is the festivities on every side, the thanksgiving celebrations, parties and get-togethers. As your favorite online padi, I am here to remind you that Detty December should not be equal to debt (gives side […]

DO PEOPLE REALLY MAKE MONEY FROM MUSIC?

Nigeria vinyl record

With the way the world economy and my personal finances are going now, there is no business idea I have not thought of. I know my voice is not all that but it is not bad either- I am sure that with a little voice training here and there, I might have a future in […]

IF YOUR MONEY COULD TALK: WHAT WOULD IT SAY ABOUT YOU 

a coin sitting on top of a reflective surface

We have an interesting perspective on today’s article. If your money could express itself, what would it say about you? If the money in your account or purse could voice their opinions, what would they say about your way of life and spending, check out the categories below and see where you fall. Generous El-Shaddai- […]

ON TODAY’S EPISODE OF BLACK TAX

If like me, you’re not Gen Z, you are probably wondering what black tax is. I was also wondering what this term was after I saw it flying on social media a few months ago. After some digging, I understood what it was and I must say many people fall under this umbrella of black […]

IMPULSE BUYING AND YOU

1 US dollar banknote

Are you the ‘I see it, I want it, I get it’ geng? Yes, you. Stay here, we’re talking to you. Or are you the ‘You only live once’ geng? We have one or two things or you. Impulse buying is the tendency to purchase things even without planning. Interestingly, quite a number of people […]

CUT YOUR COAT ACCORDING TO YOUR SIZE (What if There is No Coat to Cut?)

person walking holding brown leather bag

I have always heard this quote growing up, and my father drilled it into our heads. While it might be good advice encouraging people to take on only what they have the money or ability to do, I think this quote is for those with the said “coat”. To put it clearly, this quote might […]

HOW TO MAKE YOUR BOSS LIKE YOU 

man sitting on black leather bench holding gray laptop computer on top of white wooden table

I rolled out of bed for the first time in many years eager to be at work. I didn’t even realise it but gradually my boss started to like me. Ah wait o, I am male and my boss is male and when I say ‘like me’ I mean he no longer acts like he […]

IS INVESTING FOR ME?

black Android smartphone near ballpoint pen, tax withholding certificate on top of white folder

This isn’t another write-up on the best Ponzi schemes or a list of companies to invest in. It’s rather a guide to help you choose the right investment strategy from the numerous options available to you. I know you might be thinking you don’t have enough money to start investing, but hear me out: starting […]