What to Consider as a Chronic Lender or Borrower Ft When You Should Actually Take Out a Loan
Some people keep borrowing money and then pray that their lender will somehow somehow forget about it… The topic of loans and borrowing is sometimes a touchy subject, due to the many experiences people have encountered, sentiments, and stereotypes. Most people have little or wrong knowledge about how loans work and how the money they’ve […]
HOW BULK BUYING CAN ACTUALLY SAVE YOU MONEY: TOP TIPS FOR YOU
“I walked into Auchan, praying that I get the best deals on my groceries this time. I always buy in bulk whether for my pastry business or my personal use. As I turned to the food aisle, I saw the familiar yellow and red tags indicating that there was a discount on some products. I […]
SAPA- MY PERSONAL PATH TO BEING BROKE
SAPA. A term used in Nigerian Pidgin English to describe a state of being extremely broke or poor, usually after spending extravagantly. The final stage of brokenness is where all hope is lost. A term to describe a state of being financially finished, without funds, naira less, bankrupt. Serious absence of purchasing ability. I laughed […]
WEEK IN THE LIFE OF A STUDENT-HUSTLER LIVING IN RUSSIA
“My name is Aisha, and I’m the most ambitious person I know. I’m a student-hustler living in Russia, and my life is a crazy combination of entrepreneurship and university life. I’ve turned my journey as a student into a multitude of business ventures, ranging from braiding hair for Russians and modelling to running a catering […]
THE I-JUST-GOT-BACK (IJGB) SURVIVAL GUIDE FOR AFRICANS IN RUSSIA
It’s almost summer and maybe you’ve decided to pack your bags, board that plane, and head back home to Africa for the holidays. Whatever your reason for going home is– to try out the local food you’ve missed or reunite with your friends and family, you may still encounter some unique challenges and experiences. To […]
HOW TO RECOGNISE AN AFRICAN IN RUSSIA?
It’s a scene straight out of a comedy movie. Imagine a Ghanaian captivating a crowd in a crowded market square, expertly bargaining for fruits while teaching the Russian vendor a few dance moves on the side, while the blend of cultures creates so much liveliness. From animated debates about the best jollof rice recipe to […]
Meet The Extraordinary Nigerians Who Have Set Guinness World Records
Africans everywhere are a symbol of excellence and boundless potential. For Nigerians in particular, extraordinary accomplishments are an inspiration to do even more. Anyone, regardless of age, gender and race, can aspire to make the list of Guinness World Records holders for anything, as long as they are willing to give it all it takes. […]
How to Get Your Money Back from Debtors (Plus Extra Tips if You’re a Debtor Yourself)
Money is a touchy subject, especially when it comes to friends and family. It’s easy to lend someone money when they need it, but getting it back can be a different story altogether. They might just disappear- suddenly their phone number is unreachable, their social media activity is suspiciously silent, and they seem to have […]
Money Diary: Week in the Life of a Hustler Living in Moscow
My name is Henry and I currently make up to ₽40,000 across all the business hustles I’m running in Moscow. Here’s what a week in my life looks like: Monday As I wake up to the sound of my alarm, I can feel the Monday tiredness already sinking in. But as a hustler in Moscow, […]
Money Never Sleeps: Here is How People Are Making Money Online
Making money online is a lucrative option for many people these days. With the advent of the internet, the possibilities are endless when it comes to creating ‘magic money’. Whether it’s forex trading, crypto trading, stock trading, multi-level schemes or freelancing, there are various ways to make a profit. But, beware, not all online trading […]
TEACHING KIDS ABOUT MONEY- TALK ABOUT IT EARLY
Whether you’re already a parent or you’re aspiring to be one, talking about money (the right way) with your kids is one of the best decisions you will ever make. Financial literacy is an essential life skill that can have a significant impact on your child’s future. The earlier you start teaching them about money, […]
Top Freelance Skills in Demand in Russia: How to Build Your (Remote) (Tech) Career as a Foreigner
Top Freelance Skills in Demand in Russia: How to Build Your (Remote) (Tech) Career as a Foreigner ‘Don’t wait for opportunities, create them. Pick a skill. Dedicate yourself to learning it persistently for the next few months, and the right job will find you.’ Russia has a diverse economy, and as it grows, the demand […]
WHICH IS BETTER: TO RENT OR BUY A HOUSE?
It’s a question that plagues people all over the world – should you rent or buy a home? The answer isn’t simple, and it’s a decision that will have a significant impact on your life. In this article, we’ll explore the pros and cons of both options and help you make an informed decision that […]
FINDING A JOB IN RUSSIA IS HARD- 7 TIPS TO NAVIGATE THE JOB MARKET
Finding a good job is arguably the most difficult task for foreigners living in Russia. If you’re currently on the hunt for your first job in Russia as a foreigner, you’re definitely in for an adventure, and you’ve got to make sure you’re ready to navigate the job market. First off, let’s address the elephant […]
7 MONEY LESSONS TO TAKE FROM ALIKO DANGOTE’S LIFE AND BUSINESS
Aliko Dangote is a Nigerian businessman, investor, and philanthropist, who is currently the richest person in Africa and one of the richest in the world. With a net worth estimated at over $10 billion, Dangote’s success in business has been attributed to his strong work ethic, strategic thinking, and a deep understanding of the value […]
The Year of the Woman: How to Get Ahead in 2023 and Excel in Business, Education, and Tech
As we celebrate International Women’s Day in 2023, it’s important to reflect on how far women have come in the quest to define success for themselves whether by building careers in the corporate world or by doing their own thing. Women are now CEOs, entrepreneurs, educators, and tech leaders, breaking barriers and shattering glass ceilings in their […]
7 TOP TIPS FOR FINDING A GOOD REMOTE JOB ONLINE
As technology develops, more and more opportunities for tech (and remote) jobs continue to appear. These opportunities allow individuals to use different software to perform tasks online, collaborate with teammates, and complete projects right from the comfort of their home. If this is the kind of job you’re looking to get, keep reading! It can […]
HOW TO DEVELOP A HEALTHY RELATIONSHIP WITH MONEY
Money can be a very important fuel to help you meet your basic needs. Learning to improve your relationship with money will help you to continuously grow your wealth through deliberate and sustainable ways. Everybody wants to make money and enjoy life, but that doesn’t just happen overnight. People either develop a healthy or an […]
FOREIGN STUDENTS IN RUSSIA: TOP TIPS FOR GETTING STUDENT-FOCUSED OPPORTUNITIES
We are interviewing Mahfuz Taofeeq who came to Russia in 2018 as a scholarship student but has since then become a student leader in various capacities. He is passionate about student development activities, self growth and helping other foreign students in Russia find opportunities that help them grow their career even while studying abroad. Hello! Can […]
HOW TO REFLECT ON THE PAST YEAR AND GET READY FOR 2023
The year is finally coming to an end. This is the exact time many people make it a point to think about how the year went for them and what things they’d like to change or improve in their lives. Here’s how to properly take a quick reflection at your year and assess your progress […]
MISTAKES AFRICANS IN THE DIASPORA MAKE WHEN LAUNCHING A BUSINESS IN AFRICA
If you are an African in the diaspora, you might have considered starting a business in your home country or in any country in Africa just because you are being compelled to ‘go make a difference’, ‘give back’ or invest in your country’s economy. But there are a lot of factors to consider. Have you […]
JAPA CHRONICLES E3: I WAS WARNED TO BE CAREFUL OF NIGERIANS ABROAD AND THEY DID NOT DISAPPOINT
Because some (Nigerians) are really used to borrowing money all the time, some of them might be envious of you or they may try to set you up or implicate you. The two people I tried to help out fully— after putting aside my decision to not relate with Nigerians in this country— they […]
HOW TO MANAGE YOUR MENTAL HEALTH AS A FOREIGNER IN RUSSIA
Moving to a new country is not always as easy as it seems. Between the cultural shock, climate differences, language barrier, homesickness, acceptance issues, security fears and so on, it’s common for foreigners abroad to feel out of place and suffer consistent mental health problems. Just the thought of being separated from family and friends, […]
JAPA CHRONICLES E2: I DID HARD LABOUR ON A FARM IN RUSSIA FOR 5 DAYS WITHOUT PAYMENT
“We eventually got there around 1pm the next day and it was like we were in the middle of nowhere. They asked us to sleep in one abandoned shed— a mini camp with some bunk beds. So they would wake us up by 2 am to go to the farm…” Please let’s get to […]