A Debtor’s POV: I Want to Pay Back, But I Just Can’t

Never in a thousand years did I imagine that I was ever going to be in debt. Looking back now, I am immensely grateful for getting through that period. I went through some personal issues and needed urgent cash. Initially, I was sure that I was going to pay back, but I didn’t understand how […]

WHY YOUR MONEY DISAPPEARS (NO, IT’S NOT JUST INFLATION)

red and green neon light signages on building at nighttime

Let’s be honest. Living in Russia can feel like trying to hold water in your hands. One minute your wallet is full, and the next, you’re checking your bank app, asking yourself if you really spent all that money. Sure, inflation is real and your salary doesn’t just increase overnight. Surprisingly, there are other culprits […]

IF IT SOUNDS TOO GOOD TO BE TRUE- RUN!

We don come again o, ladies and gentlemen, and today’s sermon is “Thou shalt not give thy life savings to suspicious investment apps or platforms. On a more serious note, just recently we saw some sad stories concerning another scheme people fell for- CBEX. A lot of people joke about it and some can even […]

FRUGAL OR FOOLISH? THE FINE LINE BETWEEN SAVING AND SUFFERING

a man holding a wallet in his pocket

There was once a time in my life when I had money but I felt deprived of the things I wanted. I grew up in a household where saving was a must and even when I became an adult, it felt weird to enjoy. Even though I was spending on myself, I was overly focused […]

GIVING YOUR CUSTOMERS A FULL EXPERIENCE- Business Special

Today is specially for our business owners and service providers… I recently travelled home and during the preparation for my return back to Russia, I decided to get some local food products I could take along. During one of my runs in the market, I approached a young boy selling ogbono, egusi, crayfish and the […]

THE STRUGGLES OF SAVING- NEW YEAR, OLD ME

The other day someone on our WhatsApp contact list posted something and it was along the lines of ‘The money I am saving is saving me’. That statement hit hard because indeed the cycle of saving is like that: one moment you are proud of yourself for saving and the next, the purse is literally […]

COUNTRIES WHERE YOU CAN GET CITIZENSHIP BY BUYING PROPERTY

gold and silver desk globe

They said that 2025 is for doing big things, we are not waiting for opportunities to come, we are going to meet opportunities. If you’re considering a big move this year and in the coming years, we have good news for you! With that being said, let’s jump into this juicy topic. Quite a number […]

DECEMBER WILL COME AND GO (‘detty’ doings and more)

Yooo, it’s the end of the year. We can all agree that 2024 flew by fast and the highlight of December is the festivities on every side, the thanksgiving celebrations, parties and get-togethers. As your favorite online padi, I am here to remind you that Detty December should not be equal to debt (gives side […]

DO PEOPLE REALLY MAKE MONEY FROM MUSIC?

Nigeria vinyl record

With the way the world economy and my personal finances are going now, there is no business idea I have not thought of. I know my voice is not all that but it is not bad either- I am sure that with a little voice training here and there, I might have a future in […]

A NOTE TO BORROWERS…

silver and gold round coins in box

Today, we come in violence. Read to the end so that you will understand my plight. Oh, where do I even begin? Picture this: I’m casually scrolling through my WhatsApp, and what do I see? My “friend’s” status updates showcasing what seems like a never-ending stream of fun and food. And I’m left here fuming […]

IF YOUR MONEY COULD TALK: WHAT WOULD IT SAY ABOUT YOU 

a coin sitting on top of a reflective surface

We have an interesting perspective on today’s article. If your money could express itself, what would it say about you? If the money in your account or purse could voice their opinions, what would they say about your way of life and spending, check out the categories below and see where you fall. Generous El-Shaddai- […]

ON TODAY’S EPISODE OF BLACK TAX

If like me, you’re not Gen Z, you are probably wondering what black tax is. I was also wondering what this term was after I saw it flying on social media a few months ago. After some digging, I understood what it was and I must say many people fall under this umbrella of black […]

ARE YOU FINANCIALLY STABLE?

Isn’t it wonderful– being able to afford whatever you need, pay your bills and even have some money left to save or invest as you please? To be financially stable simply means being able to meet up with all your needs comfortably and you have extra to set aside for emergency situations. The peace of […]

IMPULSE BUYING AND YOU

1 US dollar banknote

Are you the ‘I see it, I want it, I get it’ geng? Yes, you. Stay here, we’re talking to you. Or are you the ‘You only live once’ geng? We have one or two things or you. Impulse buying is the tendency to purchase things even without planning. Interestingly, quite a number of people […]

CUT YOUR COAT ACCORDING TO YOUR SIZE (What if There is No Coat to Cut?)

person walking holding brown leather bag

I have always heard this quote growing up, and my father drilled it into our heads. While it might be good advice encouraging people to take on only what they have the money or ability to do, I think this quote is for those with the said “coat”. To put it clearly, this quote might […]

IS INVESTING FOR ME?

black Android smartphone near ballpoint pen, tax withholding certificate on top of white folder

This isn’t another write-up on the best Ponzi schemes or a list of companies to invest in. It’s rather a guide to help you choose the right investment strategy from the numerous options available to you. I know you might be thinking you don’t have enough money to start investing, but hear me out: starting […]

SUMMER IS HOT BUT GUESS WHO IS HOTTER?

Na E-Solutions financial services o. Today is for blowing our trumpets= trumpetsss as in plural because they’re plenty. For those who don’t know or have not fully grasped what E-Solutions is about, we are a financial service company there to assist you with your global money transfers, investments, lifestyle entertainment and more.  E-Solutions is already […]

IGNORANCE COSTS MORE…

man wearing white sweater while reading book

“People who say school is a waste of time/money are usually failures at their current stage in life. I’m sick and tired of hearing people complain about how useless school is, or how expensive college is and how people don’t have high paying jobs even though they went to college.Look around, almost everyone who makes […]

WHEN MONEY ENTER, LOVE IS SWEETER

green and white ceramic figurine

I have tasted love without money and ‘Tueh’ (spits out in disgust), it’s not even sweet at all. Wait, wait, don’t judge me. Hear me out first. This happened a while back and one would think my history with men would have made me act more sensibly but no, I was in ‘love’. Yes, the […]

NOT EVERY JOB IS YOURS, KNOW WHEN TO SAY NO 

Sadly, many people who have so much potential, knowledge and education have found themselves stuck in jobs that don’t merit all they have to offer.  Certain circumstances might push people into settling for whatever comes their way, even to their detriment. A job can be a clear red flag but because someone is desperately in […]

WHY E-SOLUTIONS IS THE BIGGEST MONEY EXCHANGER IN RUSSIA 

We don come o. Gather around for premium gist. E-Solutions is already a household name in Russia (an award-winning brand) and for those of you who are wondering how and why, we are here to give you the gist.  There’s a saying among foreigners in Russia- ‘You only need God and E-Solutions’ and this is […]

IS IT TOO EARLY TO WRITE YOUR WILL?

Anytime someone asks me this question, my response is always ‘No, it is not too early to write your will.” As someone with first-hand experience, I will tell you why I made the previous statement. I don’t want to make assumptions that everyone reading this understands what a will is so I will define it. […]

CAN MONEY BUY HAPPINESS?

photo of dollar coins and banknotes

Omo! At this point, I actually think money can buy happiness. My eyes have seen plenty of things in Russia and the only way I can find happiness now is if I get money. And I am not talking about happiness that comes from just being overly fixated on getting money but the one of […]

WHAT WOULD YOU DO WITH ONE MILLION RUBLES?

I am one of those people who fantasise about just suddenly receiving a miracle money, about how it would change my life and how it would help me solve a lot of my issues. But looking back now, I can see a few times I actually received a large sum of money but as a […]