Let’s Talk Money, Honey!
It’s that time of year again when love is in the air, and we’re all thinking about our relationships. But let’s be real, folks – love is great, but it’s not everything.
And when it comes to long-term relationships, there’s one big elephant in the room that often gets overlooked: money. That’s right, we’re talking about those all-important money questions that you need to ask your (potential) partner before you commit.
So, you’ve met someone special, and you’re thinking about taking the next step. But before you do, there are a few money questions that you need to ask. And don’t worry, we’re not talking about anything too heavy or serious here- just a few lighthearted and funny questions to get the ball rolling.
“Do you believe in love or money?” – This one is a classic, and it’s a great way to start the conversation. If your partner is all about love, then you know that money won’t be an issue. But if they’re all about the money, well, you might want to think twice before taking things to the next level.
“What’s your favorite money-saving tip?” – This is a great question to ask if you’re looking for someone who’s financially savvy. And even if they’re not, it’s always fun to hear about the creative ways that people save money.
“Do you believe in spending money on experiences or things?” – This is a good question to ask if you’re looking for someone who values experiences over material possessions. If your partner is all about living in the moment and enjoying life to the fullest, then you know you’re in good hands.
“What’s your definition of ‘splurging’?” – This is a fun and lighthearted question that can reveal a lot about your partner’s financial habits. Do they think that splurging is a weekly trip to the spa, or do they think that splurging is buying a new car? The answer will give you a good idea of what to expect in the future.
“What’s your monthly budget like?” – This is a great question to get a sense of your partner’s spending habits and financial goals. Do they have a strict budget, or do they live a more relaxed lifestyle? Knowing this can help you determine if your financial goals are aligned.
“How do you feel about debt?” – Debt can be a controversial topic, so it’s important to know where your partner stands on this issue. Do they believe in living debt-free, or are they okay with carrying some debt as long as it’s manageable?
“What’s your saving strategy?” – Knowing your partner’s saving strategy can give you an idea of how they plan to handle future expenses and emergencies. Do they have a solid plan in place, or are they more of a spontaneous saver?
“What are your long-term financial goals?” – This is a great question to get a sense of your partner’s financial vision for the future. Do they have a retirement plan, or are they focused on other financial goals? Knowing this can help you determine if your financial goals are aligned.
“How do you handle money disagreements?” – Money disagreements can happen in any relationship, so it’s important to know how your partner handles these situations. Do they prefer to talk it out, or do they have a more confrontational approach? Knowing this can help you handle money disagreements healthily and productively.
“What’s your investment strategy?” – If you’re looking for a long-term partner, it’s important to know their investment strategy. Do they believe in diversifying their investments, or do they have a more conservative approach? Knowing this can give you an idea of their risk tolerance and financial stability.
What’s the worst financial mistake you’ve made? What did you learn?- We all make mistakes and even in our finances, it’s okay to ask your partner if they have ever made any financial decisions that did not turn out well, ask them what they learned and how they recovered from that situation, it would benefit you and even them in the case that something similar appears in the future.
Do you think it’s appropriate to combine finances in a relationship?- A very important question to ask before committing to anything, is your partner open to both of you pooling resources together or they are more likely to have a separate account? If you agree to combine your finances, the question of when is equally important.
Do you have financial obligations to family members, or foresee any in the future?- Ask your prospective partner if they have anyone currently dependent on them financially, or even in the future, this will keep you well informed and ready when the time comes for them to fulfil their obligations
Money can be a sensitive topic, especially among intending partners, but it’s important to have these conversations before taking the next step in a relationship.
And the good news is, by asking these questions in a fun and lighthearted way, you can start the conversation without any pressure or awkwardness. So go ahead, ask your (potential) partner these money questions, and see where the conversation takes you. Happy Valentine’s Day in advance!
